When financing your invoices with Investly, you will only be charged a one-off, per-invoice fee ranging between 1.65-2.6% of the total invoice amount.
The invoice gets financed through an auction process where investors are able to place competing bids of varying sums and rates.
The investors are able to outbid each other by offering better interest rates, which lets you reap the benefits of the most competitive rates on the market.
The last bid to fill the invoice amount sets the total discount rate
Bids get sorted from lowest to highest by interest rate
We finance 100% of your invoice amount, minus only a discount (1.65-2.6% on average on a 30 day invoice), which covers Investly's handling fee and the investors' profit. We do not require any reserves.
The invoice should not have reached its due date yet. The payment terms should be between 15 and 120 days. The goods or services should already have been delivered to the customer. We only finance invoices issued to other businesses, not those to private individuals.
Yes! You have complete freedom to finance individual invoices on-demand. No need to be tied down by the banks into long-term agreements. You have control over your sales ledger.
Invoice finance can be used for many business reasons, but it is an especially great fit for companies that face long payment terms for the invoices they issue. Get your invoices paid immediately to meet seasonal demand, hire extra staff or win new customers.