--- title: 5 reasons you should be using invoice finance description: Invoice finance is a simple way for businesses to improve their cash flow and grow. Check out 5 reasons you should be using invoice finance. image: https://www.investly.co/hubfs/Imported_Blog_Media/5reasons-1.png --- Toggle navigation [![Investly](https://www.investly.co/hubfs/Images/logo.png)](https://www.investly.co/) - [Log in](https://app.investly.co/#/login) - [![Sign up](https://no-cache.hubspot.com/cta/default/2584109/b2aef2eb-f651-4e3e-bd41-67b4cff7c3e6.png)](https://cta-redirect.hubspot.com/cta/redirect/2584109/b2aef2eb-f651-4e3e-bd41-67b4cff7c3e6) - [+372 5387 0877](tel:00372%205387%200877) - [Finance invoices](https://www.investly.co/) - [Invest](https://www.investly.co/invest/) - [Help](https://www.investly.co/help-investor) - [Blog](https://www.investly.co/blog/) - [Invoice finance (30)](https://www.investly.co/blog/topic/invoice-finance) - [Invoice discounting (20)](https://www.investly.co/blog/topic/invoice-discounting) - [Investor (15)](https://www.investly.co/blog/topic/investor-uk) - [Investly UK news (14)](https://www.investly.co/blog/topic/investly-uk-news) - [Investor (12)](https://www.investly.co/blog/topic/investor) # 5 reasons you should be using invoice finance [Migle Barauskaite](https://www.investly.co/blog/author/migle) [![5reasons](https://www.investly.co/hs-fs/hubfs/Imported_Blog_Media/5reasons-1.png?width=1024&name=5reasons-1.png)](https://www.investly.co/hubfs/Imported_Blog_Media/5reasons-1.png) Times are changing, and so are the finance options for small businesses. With the alternative finance market in the UK reaching a whooping £3.2 billion in 2015, maybe it's time for your business to get a slice of the funding pie? ## But wait, what exactly is invoice finance? Invoice finance, discounting in particular, is a simple way for businesses to improve their cash flow by selling their invoices and getting cash right away compared to waiting out the 15-120 day terms typical for invoices to be paid by clients. See more about how it works [here.](https://www.investly.co/help/invoice-financing) So we've compiled a list of five great reasons why you should have an invoice finance service like Investly on hand:   ### 1. It's faster than traditional financing options With the possibility of turning your invoice into cash in your account within a day or two, invoice finance is definitely faster than most bank loans or lines of credit. And we all know, time is money.   ### 2. It doesn't incur new debt You're only borrowing money you have already earned. It's not a loan, it's not debt. You don't have to worry about increasing the liabilities of your business.   ### 3. The fees are low With a fee of only 1.5%-2.5% per invoice and no setup or hidden fees, invoice finance can become a great go-to solution when needing that extra cash boost.   ### 4. No long term commitments Compared to traditional factoring, where you hand off your whole ledger to a factoring company, Investly lets you finance individual invoices with no long term contracts or commitments. Only use it when you need it and only pay for the invoices that you finance.   ### 5. Increase your turnover and buy more inventory No matter the business you're in, extra cash on hand is only a good thing. You can pay your suppliers earlier, increase your production, and settle all your financial responsibilities on time. It's a simple solution to growing your business faster and stronger.     ### Ready to give your business a cash boost ### and give invoice finance a try?   [**Previous**](https://www.investly.co/blog/how-invoice-finance-helped-business-with-seasonality) [**Next**](https://www.investly.co/blog/2016/05/02/april-2016-overview) ### Want to learn more? - [How does invoice finance work?](https://www.investly.co/#howDoesItWork) - [How much do I get for my invoice?](https://www.investly.co/#howMuchDoesItCost) - [How do I get started?](https://www.investly.co/#howDoIGetStarted) ### Popular Posts ##### Sitemap - [About Us](https://www.investly.co/about/) - [Blog](https://www.investly.co/blog/) - [Terms](https://www.investly.co/v6/%C3%BCldtingimused-en-0#estTermsOfUse) - [Credit Risk](https://www.investly.co/invest/risks/) - [Jobs](https://investly.workable.com/) - [Pricing](https://www.investly.co/pricing/) - [Help](https://www.investly.co/help-investor) - [Privacy](https://www.investly.co/privacy) ##### Social - [![](https://www.investly.co/hubfs/Images/facebook.png)](https://www.facebook.com/investly) - [![](https://www.investly.co/hubfs/Images/twitter.png)](https://twitter.com/investly_co) - [![](https://www.investly.co/hubfs/Images/linked-in.png)](https://www.linkedin.com/company/investly) ##### Locations - [Lai 35, Tallinn 10133](https://goo.gl/maps/qygCosHweHq) - [65 London Wall, London, EC2M 5TU](https://goo.gl/maps/Ez9TBAi5EsA2) ##### Support - [Tel: +372 5387 0877](tel:ET%20+372%20602%207440)[support@investly.co](mailto:support@investly.co)   ![map.png](https://www.investly.co/hs-fs/hubfs/Images/map.png?width=262&name=map.png "map.png") Copyright © Investly 2024. 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