--- title: Investly Blog | Kristjan Velbri --- Toggle navigation [![Investly](https://www.investly.co/hubfs/Images/logo.png)](https://www.investly.co/) - [Log in](https://app.investly.co/#/login) - [![Sign up](https://no-cache.hubspot.com/cta/default/2584109/b2aef2eb-f651-4e3e-bd41-67b4cff7c3e6.png)](https://cta-redirect.hubspot.com/cta/redirect/2584109/b2aef2eb-f651-4e3e-bd41-67b4cff7c3e6) - [+372 5387 0877](tel:00372%205387%200877) - [Finance invoices](https://www.investly.co/) - [Invest](https://www.investly.co/invest/) - [Help](https://www.investly.co/help-investor) - [Blog](https://www.investly.co/blog/) - [Invoice finance (30)](https://www.investly.co/blog/topic/invoice-finance) - [Invoice discounting (20)](https://www.investly.co/blog/topic/invoice-discounting) - [Investor (15)](https://www.investly.co/blog/topic/investor-uk) - [Investly UK news (14)](https://www.investly.co/blog/topic/investly-uk-news) - [Investor (12)](https://www.investly.co/blog/topic/investor) ## Kristjan Velbri ### Recent Posts [![](https://www.investly.co/hubfs/Enneta%CC%88htaegsed%20maksed%20vo%CC%83imaldavad%20va%CC%88ltida%20allto%CC%88o%CC%88vo%CC%83tja%20finantsraskusi.png)](https://www.investly.co/blog/investlys-business-model-marketplace-lender) ## [How does Investly’s business model differ from other marketplace lenders?](https://www.investly.co/blog/investlys-business-model-marketplace-lender) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) Most people associate marketplace lending, also known as peer to peer lending, with consumer and real estate loans. Although Investly is similar to marketplaces that are oriented toward real estate and consumer loans in the sense that a large pool of investors takes part in financing each issue, there are some\[...\] [Invoice finance](https://www.investly.co/blog/topic/invoice-finance) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) [![](https://www.investly.co/hubfs/Imported_Blog_Media/pic-for-blog-migle-1-300x158-2.png)](https://www.investly.co/blog/interview-claus-lehmann-p2p-lending-space) ## [Interview with Claus Lehmann, P2P lending expert](https://www.investly.co/blog/interview-claus-lehmann-p2p-lending-space) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) [Investor](https://www.investly.co/blog/topic/investor-uk) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) [![](https://www.investly.co/hubfs/percent-1188490_1280.jpg)](https://www.investly.co/blog/better-prices-from-suppliers-tips) ## [4 proven tips for getting better prices from your suppliers](https://www.investly.co/blog/better-prices-from-suppliers-tips) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) We asked our customers for tips on how they got better prices from their suppliers. Here’s what they came up with. [Business smarts](https://www.investly.co/blog/topic/business-smarts) [Small business](https://www.investly.co/blog/topic/small-business) [Statistics](https://www.investly.co/blog/topic/statistics) [Working capital](https://www.investly.co/blog/topic/working-capital-en-gb) [cash flow](https://www.investly.co/blog/topic/cash-flow) [![](https://www.investly.co/hubfs/Imported_Blog_Media/accounting-761599_960_720-e1470045109738.jpg)](https://www.investly.co/blog/investly-newsletter-november-2016) ## [Investly newsletter - November 2016](https://www.investly.co/blog/investly-newsletter-november-2016) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) By far the most important piece of news is the launch of our new website. Our small but talented development team worked months to create a portal that will allow us to seamlessly scale our product. Most of the changes were done based on users’ feedback, which we value greatly. We will continue to improve the site and\[...\] [Investly UK news](https://www.investly.co/blog/topic/investly-uk-news) [Invoice discounting](https://www.investly.co/blog/topic/invoice-discounting) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) [![](https://www.investly.co/hubfs/Imported_Blog_Media/siim-maivel-investly-lendit1-300x197-2.jpg)](https://www.investly.co/blog/2016/11/04/investly-newsletter-october-2016) ## [Investly newsletter - October 2016](https://www.investly.co/blog/2016/11/04/investly-newsletter-october-2016) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) Demand for invoice financing is growing fast. To keep up with demand, we visited LendIt Europe, the largest P2P conference in Europe. We met our shareholders and a number of investors interested in invoice financing. We're also growing as a team. We've moved offices in London to allow further expansion of our UK team.\[...\] [Investor](https://www.investly.co/blog/topic/investor-uk) [Invoice discounting](https://www.investly.co/blog/topic/invoice-discounting) [Invoice finance](https://www.investly.co/blog/topic/invoice-finance) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) [![](https://www.investly.co/hubfs/Imported_Blog_Media/portf-value-10-years-2.png)](https://www.investly.co/blog/2016/10/10/which-invoice-discounting-platform-has-the-lowest-fees-for-investors) ## [Which invoice discounting platform has the lowest fees for investors?](https://www.investly.co/blog/2016/10/10/which-invoice-discounting-platform-has-the-lowest-fees-for-investors) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) Albert Einstein is quoted having said that compound interest is the 8th wonder of the world. A portfolio growing 10% annually will double in just 7 years assuming income is reinvested (35 years for 2%). However, a small fee can eat away a sizeable piece from your returns, slowing down the growth rate of your\[...\] [Investor](https://www.investly.co/blog/topic/investor-uk) [Invoice discounting](https://www.investly.co/blog/topic/invoice-discounting) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) [![](https://www.investly.co/hubfs/Imported_Blog_Media/pound-414418_960_7201.jpg)](https://www.investly.co/blog/2016/10/06/investly-newsletter-september-2016) ## [Investly newsletter - September 2016](https://www.investly.co/blog/2016/10/06/investly-newsletter-september-2016) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) September was a very busy month for the whole team at Investly. We signed up a record number of new customers and investors purchased a record amount of invoices. We also implemented a few improvement to the website. [Factoring](https://www.investly.co/blog/topic/factoring) [Investor](https://www.investly.co/blog/topic/investor-uk) [Invoice discounting](https://www.investly.co/blog/topic/invoice-discounting) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) [![](https://www.investly.co/hubfs/Blog/investly-soolaleivapidu.png)](https://www.investly.co/blog/5-things-you-should-know-about-invoice-finance) ## [5 things you should know about invoice finance](https://www.investly.co/blog/5-things-you-should-know-about-invoice-finance) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) Small companies face an uphill battle - buyers leverage long-payment terms on invoices and banks are often unable to give businesses the access to the funds they need. Large companies are demanding longer payment terms than ever before. [Factoring](https://www.investly.co/blog/topic/factoring) [Invoice finance](https://www.investly.co/blog/topic/invoice-finance) [Small business](https://www.investly.co/blog/topic/small-business-en-gb) [![](https://www.investly.co/hubfs/Imported_Blog_Media/4a8e6e_f2f73738b6aa480f95c2f1e6cd17d674.jpg)](https://www.investly.co/blog/invoice-financing-helped-matt-bens-fudge-get-to-stores) ## [How homemade fudge made it to 200 M&S stores in the UK (video)](https://www.investly.co/blog/invoice-financing-helped-matt-bens-fudge-get-to-stores) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) Investly allows businesses to unlock cash from their invoices, resulting in increased sales and improved liquidity. Without it, businesses would have to wait weeks or months to receive payment. Just like many small businesses in the UK, Matt and Ben’s Proper Fudge Company faced long payment terms of 60 days on their\[...\] [Invoice success stories UK](https://www.investly.co/blog/topic/invoice-success-stories-uk) [Small business](https://www.investly.co/blog/topic/small-business-en-gb) [![](https://www.investly.co/hubfs/Imported_Blog_Media/JULY-2016-FEATURED-IMAGE.png)](https://www.investly.co/blog/2016/08/08/july-2016-invoice-trading-overview) ## [July 2016 invoice trading overview](https://www.investly.co/blog/2016/08/08/july-2016-invoice-trading-overview) by [Kristjan Velbri](https://www.investly.co/blog/author/kristjan-velbri) Volume and the number of invoices traded keep making new highs. More importantly, we are seeing a lot of customers return after having sold their first invoice. The demand has been so great that we're looking for [new employees in London and Tallinn](https://investly.workable.com/). It makes us happy to be able to provide a solution that companies\[...\] [Investor](https://www.investly.co/blog/topic/investor-uk) [Invoice discounting](https://www.investly.co/blog/topic/invoice-discounting) [Invoice trading](https://www.investly.co/blog/topic/invoice-trading) [P2P investing](https://www.investly.co/blog/topic/p2p-investing) ### Want to learn more? - [How does invoice finance work?](https://www.investly.co/help/invoice-financing) - [Who should use invoice financing?](https://www.investly.co/help/who-should-use-invoice-financing) - [How do I get started?](https://www.investly.co/help/application-process) ### Popular Posts - - [1](https://www.investly.co/blog) - [2](https://www.investly.co/blog/author/kristjan-velbri/page/2) - ##### Sitemap - [About Us](https://www.investly.co/about/) - [Blog](https://www.investly.co/blog/) - [Terms](https://www.investly.co/v6/%C3%BCldtingimused-en-0#estTermsOfUse) - [Credit Risk](https://www.investly.co/invest/risks/) - [Jobs](https://investly.workable.com/) - [Pricing](https://www.investly.co/pricing/) - [Help](https://www.investly.co/help-investor) - [Privacy](https://www.investly.co/privacy) ##### Social - [![](https://www.investly.co/hubfs/Images/facebook.png)](https://www.facebook.com/investly) - [![](https://www.investly.co/hubfs/Images/twitter.png)](https://twitter.com/investly_co) - [![](https://www.investly.co/hubfs/Images/linked-in.png)](https://www.linkedin.com/company/investly) ##### Locations - [Lai 35, Tallinn 10133](https://goo.gl/maps/qygCosHweHq) - [65 London Wall, London, EC2M 5TU](https://goo.gl/maps/Ez9TBAi5EsA2) ##### Support - [Tel: +372 5387 0877](tel:ET%20+372%20602%207440)[support@investly.co](mailto:support@investly.co)   ![map.png](https://www.investly.co/hs-fs/hubfs/Images/map.png?width=262&name=map.png "map.png") Copyright © Investly 2024. All rights reserved. Investly Technologies OÜ, Lai 35, Tallinn 10133. Registration number 12710066. Investly Ltd, 65 London Wall, London EC2M 5TU. Registration number 08966482. ![](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/944007588/?guid=ON&script=0) ![](https://dc.ads.linkedin.com/collect/?pid=15495&fmt=gif)