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Ruth Chamberlain

Recent Posts

New Year's small business resolutions 2018

by Ruth Chamberlain

It’s that time of year when we all set good intentions for the year ahead. In terms of business, it’s a great excuse to take some time to focus on what your goals are, where improvements can be made, and how success will be defined.

The Investly small business Christmas gift list 2017

by Ruth Chamberlain

With Christmas just over two weeks away, it’s time to start getting your presents sorted and your wish lists written! We’ve scoured the very best handmade, unique and delicious gifts on sale from our Investly customers. Take a trip through our virtual marketplace below to discover the best small business gifts for[...]

A Christmas recipe for cash flow success - 5 cash flow tips

by Ruth Chamberlain

On the build-up to Christmas 2017, we are keen to share some of our top cash flow tips with our customers. Here is our recipe for cash flow success this Christmas:

Why should growing food businesses consider invoice financing?

by Ruth Chamberlain

Here at Investly, we are aware that food businesses are some of the worst affected by poor cash flow, as grocery retailers tend to have lengthy payment terms. Typically growing food businesses in the UK will end up waiting 30-90 days to get paid for their goods - sometimes even as long as 180 days.

Investly is launching in the UK, and will sell your first invoice for free

by Ruth Chamberlain

lnvestly, a peer-to-peer lending platform that helps small business release cash tied up in invoices is gearing up for its launch in the UK and is offering an early access pilot program to a limited number of users.

Key differences between factoring and invoice discounting

by Ruth Chamberlain

There are two main options when companies are looking to sell their invoices: factoring and invoice discounting. There are some key differences that are worth considering to ensure you get the service that is right for you and your business.

Announcing two new partnerships: EVEA and ERPLY Books

by Ruth Chamberlain

We are proud to announce two new partnerships: Estonian small-business association (EVEA) and cloud accounting platform ERPLY Books.

Estonia's small-business development is often limited due to the availability of working capital and insufficient funds for growth. However, if small businesses want to survive they[...]

Bank leaves 'competitor' out in the cold

by Ruth Chamberlain

In the last few months we have received a number of funding requests from customers all with the same problem - the banks were turning them down when they applied for a business loan. Most of these companies are reliable businesses with their finances in good shape. Typically, however, they lack personal wealth or[...]

Why Estonia is a great place to invest…

by Ruth Chamberlain

I knew Estonia was leading the world in terms of their attitude to and adoption of technology. They will be the first country enable electronic-citizens (video) and have huge tech start-up success stories such as Skype (sold to e-bay in 2005 for $2.6b) and more recently TransferWise (raising $25m in June and adding[...]