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Investly is launching in the UK, and will sell your first invoice for free

by Ruth Chamberlain

lnvestly, a peer-to-peer lending platform that helps small business release cash tied up in invoices is gearing up for its launch in the UK and is offering an early access pilot program to a limited number of users.

Expected return on investments

by Kristjan Velbri

Since inception Investly has facilitated 15 business loans totaling 118,556 euros. To make it easier for you to analyze the data, we've compiled all the loan repayments into a single spreadsheet. What are the things that an investor should take away from the data?

Key differences between factoring and invoice discounting

by Ruth Chamberlain

There are two main options when companies are looking to sell their invoices: factoring and invoice discounting. There are some key differences that are worth considering to ensure you get the service that is right for you and your business.

What is the Investly invoice discounting service?

by Investly tiim

In order to make the invoice discounting service as simple and easy to understand as possible, we have given a short example of a real life situation:

Example 1: Company perspective

A Company called Vitality Ltd issued an invoice worth £10,000 to their client Avangers Ltd for products that had already been[...]

How Does Language Influence Investment Decisions?

by Investly tiim

In September, we surveyed our investors both in Estonia and in Europe generally to find out what are the most important aspects they consider before investing on the Investly platform and what are the elements that most influence their decisions. We surveyed 21 Estonian speaking and 17 investors English speaking[...]

Debt collection and historical default rates

by Investly tiim

Thanks for all the contributors on blogs, forums as well as LinkedIn and Facebook groups. We put together a summary of all the questions and concerns raised.

Investly's risk management process consists of three pillars:

 

Market analysis, historical default rates

As we don't have a long history of giving out[...]

Announcing two new partnerships: EVEA and ERPLY Books

by Ruth Chamberlain

We are proud to announce two new partnerships: Estonian small-business association (EVEA) and cloud accounting platform ERPLY Books.

Estonia's small-business development is often limited due to the availability of working capital and insufficient funds for growth. However, if small businesses want to survive they[...]

Bank leaves 'competitor' out in the cold

by Ruth Chamberlain

 

In the last few months we have received a number of funding requests from customers all with the same problem - the banks were turning them down when they applied for a business loan. Most of these companies are reliable businesses with their finances in good shape. Typically, however, they lack personal wealth[...]

Why Estonia is a great place to invest…

by Ruth Chamberlain

I knew Estonia was leading the world in terms of their attitude to and adoption of technology. They will be the first country enable electronic-citizens (video) and have huge tech start-up success stories such as Skype (sold to e-bay in 2005 for $2.6b) and more recently TransferWise (raising $25m in June and adding[...]

Investly’s first funded small business looks forward to a more creative future

by Investly tiim

Sixteen people invested on our platform to enable our first business to purchase essential machinery that they needed to grow.